When you don’t need a Visa® debit card, but do need convenient access to purchases, cash, and deposits at ATMs.
- Use at any ATM location with a Pulse® or Cirrus® logo1
- Use at any shopping location with a Pulse® or Cirrus® logo1
- Our Fraud Prevention Service constantly monitors & protects your ATM card and will send Card Alert Notifications via:
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- SMS/text messages
- Automated email
- Automated phone call
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- 24/7 access to funds via ATMs
- Easily protect your card if lost or stolen
- Purchases, deposits, and withdrawals appear on your account statement for easy tracking
- Standard Daily Limits:
- Checking or Savings -
- ATM (Cash Withdrawals, including any non-F&M Bank ATM surcharges) $510.00
- Checking -
- ATM (Cash Withdrawals, including any non-F&M Bank ATM surcharges) $510.00
- Checking or Savings -
1 Third party fees may apply for use of Point of Sale (POS), Non-F&M Bank ATMs, and for use of Pulse® or Cirrus® networks. F&M Bank fees may apply depending upon the account type. For example: a monthly Point of Sale (POS) charge, and for use of non-F&M Bank ATMs.
F&M Bank ATM cards are the property of Farmers & Merchants Bank of Central California and its surrender may be required at any time. The holder’s use of the card constitutes agreement to the terms and conditions imposed by the issuer.
For terms and conditions, account information, and a list of fees and charges that may apply, please refer to our Customer Agreement & Schedule of Charges, Books I & II. This information is subject to change anytime without notice.
This information is effective 6/1/2025 and subject to change anytime without notice.