F&M Bank has long been acknowledged as one of the SAFEST and most SECURE banks in the United States and has consistently received the Highest Possible Rating from each of the following nationally recognized bank rating firms.*

BauerFinancial, Inc. rates F&M Bank

"Five-Star, Superior Bank"

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The Findley Reports rates F&M Bank

"Super Premier Performer"

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VERIBANC® rates F&M Bank

"Blue Ribbon Bank Commendation of Excellence"

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*BauerFinancial rating as of 3/2/2021. The Findley Reports rating is an annual award as of 12/31/2020. The Veribanc rating is an annual award as of 2/26/2021.

You Know Your Deposits Are Safe With F&M Bank!

In addition to the safety and security of F&M Bank, each depositor may be insured to at least $250,000 by the Federal Deposit Insurance Corporation (FDIC) which is backed by the full faith and credit of the United States government.

To find out how FDIC deposit insurance works and to estimate coverage on your deposits click here.