Business Online & Mobile Banking

Online & Mobile Banking¹

• Free, secure, and easy-to-use service for F&M Bank business customers
• Manage multiple users and control their access
• Perform a number of banking activities anytime, anywhere with internet access:
  • View account balances, history, and statements
  • Transfer funds between accounts (one-time and recurring transfers)
  • Place stop payments²
  • Download transactions to QuickBooks^®, Microsoft Excel^®, and more²
  • View checks paid
  • Make loan payments
  • Create and receive alerts
• Customizable dashboard allows each user to add, remove, resize & reorganize widgets and accounts
• Use fingerprint authentication, Face ID, or a 4-digit passcode to quickly access the mobile app
• Highly secure with the latest Transport Layer Security (TLS) technology
• Use this service in two convenient ways:
  • Web browsing
  • App download – iPhone^® | Android™
• Works on all compatible browsers

^{For more information, refer to the Online & Mobile Banking End User Agreement}

Treasury Management

• Establish multiple users within your company
• Select certain employees to initiate wire transfers or ACH payments
• Set dollar limits for individual users of ACH and transfers
• For more information on services, go to Treasury Solutions

Bill Pay

• Requires enrollment in Online & Mobile Banking
• Pay one-time or recurring bills with ease:
  • Schedule payments in advance
  • Set up payment reminders
  • Ensure payments are received on time
  • Have all payee information in one convenient place
  • Retain funds until paper drafts are presented for payment
• Avoid paper clutter
• No additional fee to use bill pay

^{For more information, refer to the Bill Pay Agreement}

Mobile Deposit³

• Deposit your check with a few taps of your finger:
  • Enter the check amount
  • Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
  • Select the account into which you want to make the deposit
  • Verify that everything on the screen is correct, then submit it
  • We'll confirm that the check has been received
• Save time, avoid unnecessary trips to a branch

Important: When you endorse your check for mobile deposit, please also write "For Mobile Deposit Only at F&M Bank.”

^{For more information, refer to the Business Mobile Check Deposit Agreement}

Keep up-to-date and informed with security and customizable account alerts:

• Delivered by your choice of:
  • Email
  • Text Message
  • Push Notification (Mobile Banking)

Security Alerts protect your accounts by notifying you of login activity, user changes and other events

Customizable Account Alerts will notify you when:

• Your account reaches a specific low or high balance (you specify the amount)
• A credit or debit transaction is made over a pre-determined amount

Set up is Easy

Security Alerts can be found by navigating to your profile, then settings, to establish Account Alerts. Click or tap on the account for which you would like to set alerts, then select "Alerts". Next, establish when and how (i.e. Email Message) you want to receive the alert. It's that easy!

• • Access to business account statements anytime, anywhere with an internet connection
  • Free with any business account
  • Receive automatic email notifications when a new electronic statement is available for viewing
  • Enhanced security; eliminates a paper trail of important details for circulating
  • Increased organization; prevents the stockpiling of paper records
  • Available quicker; no waiting on the mail or digging through records for a previous statement
  • More environmentally friendly than paper statements
  • Easily view, print, save, and archive

  For more information, visit one of our offices or contact one of our Treasury Management Professionals.