Manage balances, make payments, and so much more with one solution. We bring efficiency to how your business banks.

iPhone Android

Online & Mobile Banking1

  • Free, secure, and easy-to-use service for F&M Bank business customers
  • Manage a number of banking activities anytime, anywhere with internet access:
    • View account balances and history
    • Transfer funds between accounts (one-time and recurring transfers)
    • Place stop payments2
    • Download transactions to QuickBooks®, Microsoft Excel®, and more2
    • View checks paid
    • Make loan payments
    • Create and receive alerts
  • Customizable dashboard allows features to be added, removed, resized & reorganized
  • Use fingerprint authentication, Face ID, or a 4-digit passcode to quickly access the mobile app
  • Highly secure with the latest Transport Layer Security (TLS) technology
  • Use this service in two convenient ways:
  • Works on all compatible browsers

For more information, refer to the Online & Mobile Banking End User Agreement

Treasury Management

  • Establish multiple users within your company
  • Select certain employees to initiate wire transfers or ACH payments
  • Set dollar limits for individual users of ACH and transfers
  • For more information on services, go to Treasury Solutions

Bill Pay

  • Requires enrollment in Online & Mobile Banking
  • Pay one-time or recurring bills with ease:
    • Schedule payments in advance
    • Set up payment reminders
    • Ensure payments are received on time
    • Have all payee information in one convenient place
    • Retain funds until paper drafts are presented for payment
  • Avoid paper clutter
  • No additional fee to use bill pay

For more information, refer to the Bill Pay Agreement

Mobile Deposit3

  • Deposit your check with a few taps of your finger:
    • Enter the check amount
    • Take a picture of the front and back of your check, following the on-screen instructions (make sure you sign it)
    • Select the account into which you want to make the deposit
    • Verify that everything on the screen is correct, then submit it
    • We'll confirm that the check has been received
  • Save time, avoid unnecessary trips to a branch

Important: When you endorse your check for mobile deposit, please also write "For Mobile Deposit Only at F&M Bank.”

For more information, refer to the Business Easy Mobile Check Deposit Agreement

Keep up-to-date on your accounts and activate today:

  • Select the type of alerts: Balance and/or Transaction
  • Get notified by:
    • Email
    • Text Message
    • In-app Message (when you login to Online & Mobile Banking)

Online & Mobile Banking will automatically send you an alert when:

  • Your account reaches a specific low or high balance (you specify the amount)
  • A credit or debit transaction is made over a pre-determined amount

Sign up is Easy

After you login to Online & Mobile Banking, click on the account you would like to set alerts for, then select "Alert Preferences". Next, set up when you want to receive an alert (i.e. Low Balance), and how you want to receive the alert (i.e. Email Message). It's that easy!

  • Have access to business account statements anytime, anywhere with an internet connection
  • Free with any business account
  • Receive automatic email notifications when a new electronic statement is available for viewing
  • Enhanced security; eliminates a paper trail of important details for circulating
  • Increased organization; prevents the stockpiling of paper records
  • Available quicker; no waiting on the mail or digging through records for a previous statement
  • More environmentally friendly than paper statements
  • Easily view, print, save, and archive

1  For new users, enrollment is required. There is no fee from F&M Bank to use Online & Mobile Banking. Internet access is required, check with your mobile carrier about fees for internet data, text messaging, or other related services.

2 Fees may apply for Stop Payments, and use of Microsoft Money®, Intuit Quicken®, QuickBooks®, and others. Restrictions may apply. For terms and conditions, account information, and a list of fees and charges that may apply, please refer to our Customer Agreement & Schedule of Charges, Books I & II.

3 Some restrictions will apply and funds from a mobile deposit are not available for immediate use.  Refer to our Online & Mobile Banking End User License Agreement for more information.

This information is effective 11/1/2023 and subject to change anytime without notice.