Like the weather, your agribusiness demands can change overnight. Rest easy knowing a line of credit is there if you need it.

Key Features

  • Competitive Rates
  • Anytime Funds
  • Revolving Credit
  • Ongoing credit for a variety of agribusiness needs
  • Competitive rates for a wide range seasonal agribusiness demands:
    • Seasonal fluctuations
    • Inventory
    • Capitalize on trade discounts
    • Working capital
    • Ongoing updates
    • And more
  • Provides greater financial flexibility
  • Repayment customized based on your agribusiness’s unique needs
  • Funds available right as you need them; apply once then use again as needed thereafter
  • Revolving credit — as principal is repaid, more becomes available for use
  • Only pay interest on the part that's used1
  • Attentive, friendly service from start to finish

1Consult a tax advisor.

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F, 8am-5pm, PT.

Mail Loan Payments to:

F&M Bank
Loan Service Center
P.O. Box 3000
Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

For loan information requests or to assert a loan error, please contact us at the above address.

This information is effective 4/1/2021 and subject to change anytime without notice.