Farmers & Merchants Bank of Central California & its affiliates ("F&M Bank") make no representation and disclaim all express, implied and statutory warranties to the user and/or any third party, including, but not limited to, warranties of accuracy, timeliness, completeness or merchantability. F&M Bank is not responsible for any errors or omissions relating to the content of this website, except as specifically provided by written agreement. Information contained in or accessed through this website is provided without warranty of any kind.

F&M Bank shall have no contract, tort or other liability to any user and/or third party. It shall not be liable to the user and/or third party for any lost profits or lost opportunity, indirect, special, consequential, incidental or punitive damages whatsoever, even if F&M Bank has been advised of the possibility of such damages, unless such liability is due to willful tortious misconduct or gross negligence by F&M Bank.

F&M Bank does not represent or warrant that information provided in this website will be continuously available through Internet or World Wide Web access. F&M Bank is not liable to the user and/or third party for any damages, expenses, liabilities, business losses, lost profits or lost business opportunity resulting from or related to any failure or delay of F&M Bank to publish or make such information available on this website.

Some U.S. states and foreign countries provide rights in addition to those above, or do not allow the exclusion or limitation of implied warranties or liability for incidental or consequential damages. Any clause of this disclaimer declared invalid by the appropriate authority shall be deemed severable and shall not affect the validity or enforceability of the remainder. The terms of this disclaimer are governed by the laws of the State of California and may only be amended through written agreement signed by F&M Bank.

The contents and information in this website are the property of F&M Bank, and are protected by intellectual property laws. It may not be modified, duplicated, reproduced, transmitted or distributed.

This website may include hyperlinks that can be used to jump to a non-F&M Bank website. F&M Bank has no control over what is displayed on third party websites and is not responsible for the information included therein.

Farmers & Merchants Bank of Central California
121 W. Pine Street
Lodi, CA 95240
Tel: (209) 367-2300
Toll Free: (800) 888-1498