Find financing for the perfect commercial space. From facilities to office space, our lenders are ready to help.

Key Features

  • Competitive Rates
  • Local Processing
  • Quick Decisions
  • Competitive fixed and variable rates for the purchase, refinance, or construction of commercial properties
  • Available for owner-occupied or investment properties
  • Repayment terms customized to fit your business's unique needs
  • Amortization of up to 25 years1
  • Advance rates of up to 70%1
  • Lending professionals with working knowledge of the local real estate market
  • Quick, local decision-making and processing
  • Attentive, friendly service from start to finish

1Loan terms and rates subject to change.

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F, 8am-5pm, PT.

Mail Loan Payments to:

F&M Bank
Loan Service Center
P.O. Box 3000
Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

For loan information requests or to assert a loan error, please contact us at the above address.

This information is effective 4/1/2021 and subject to change anytime without notice.