No monthly service charge, no problem. Enjoy everything you need to bank, worry free.1
- No Monthly Service Charge1
- No Minimum Balance Requirements
- Online & Mobile Banking2
- Free, everyday checking with everything you need1
- No monthly service charge
- No minimum balance requirements
- Unlimited check writing2
- Free online and mobile banking services, including2:
- Free bill pay
- Free mobile deposit
- Free eStatements
- Includes Visa® debit card
- No fee for use of F&M Bank ATMs2
- $50 minimum deposit to open
1Free checking describes that the account has no monthly service or maintenance fees; other fees such as overdraft, foreign (non-F&M Bank) ATM surcharge, etc. may apply.
2Ask your banker for information on the terms and conditions of these services.
Effective 7/1/2022. Refer to the Customer Agreement & Schedule of Charges, Books I & II, for additional information on account terms and fees.