Time is money. With a Free Business Checking1 account, you’ll be spending less of both as you bank.
- No Monthly Service Charge
- No Minimum Balance Requirements
- 500 Free Transactions Per Month
- Ideal for businesses with low to moderate transaction volumes
- Simplified checking solution for your growing business
- No monthly service charge1
- No minimum balance requirements
- Keep the cost of doing business low with the following:
- 500 free transactions per month2
- Up to $10,000 cash processing free per statement cycle3
- No per check charge
- $2 per foreign ATM transaction
- Free online and mobile banking services, including4:
- Free mobile check deposits5
- Free bill pay
- Free eStatements
- Includes Visa® business debit card6
- Variety of business services available
- $50 minimum deposit to open
1Free Checking describes that the account has no monthly service or maintenance fees. Other fees such as overdraft, foreign (Non-F&M Bank) ATM surcharges, etc. may apply. Minimum opening deposit is only $50.
2If transaction items exceed 500 in combined items, account may be moved to Ultimate Business Checking or Business Account Analysis, both of which have a service charge.
3If cash withdrawals and deposits exceed $10,000 per statement cycle, account may be moved to Ultimate Business Checking or Business Account Analysis.
4For new users, enrollment is required. There is no fee from F&M Bank to use Online & Mobile Banking. Internet access is required, check with your mobile carrier about fees for internet data, text messaging, or other related services. Refer to our Online & Mobile Banking End User License Agreement for more information.
5Some restrictions will apply and funds from a mobile deposit are not available for immediate use.
6Ask your banker for information on the terms and conditions of these services.
This information is effective 8/1/2023 and subject to change anytime without notice.