The home equity you’ve built is an opportunity in waiting. Use it to pay for nearly any expense, big or small.
Key Features
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Competitive Rates
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Local Processing
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Quick Decisions
Competitive Rates
Local Processing
Quick Decisions
- Convert the equity in your home into cash you can use
- Competitive fixed rates for several short-term or one-time needs:
- Major life events
- Home remodel projects
- Debt consolidation
- And much more
- The existing equity in your home is used as collateral backing
- Accommodating repayment terms that work uniquely for you
- The interest paid might be tax deductible1
- Quick, local decision-making and processing
- Attentive, friendly service from start to finish
1Consult a tax advisor.
NMLS ID# of 435145
To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F, 8am-5pm, PT.
Mail Loan Payments to:
F&M Bank
Loan Service Center
P.O. Box 3000
Lodi, CA 95241-1902
Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.
For loan information requests or to assert a loan error, please contact us at the above address.
This information is effective 4/1/2021 and subject to change anytime without notice.