Holiday Savings Club

Holiday Savings Club

    Summary

    Save all year round for your holiday shopping. It is easy with automatic transfers into your Holiday Savings Club Account. With a little each month, you will be surprised at how much you have saved.

    See important Account Disclosure Information below.*


    Minimum Opening Deposit


    • $20

    Monthly Service Charge*


    • No Monthly Service Charge
    • No Minimum Balance Requirements

    How This Account Works


    • Requires monthly automatic transfers to your Holiday Club account from your related F&M Bank account.
    • Minimum Transfer as low as $20.
    • Your funds and the interest accrued in your Holiday Club account will be credited to your related deposit account on the last day of October.
    • No partial withdrawals are permitted from a Holiday Club account.
    • A fee of $20 will be charged for any account closed prior to the end of October.

    Holiday Club. This account is available to Consumer Customers and requires a $20 minimum opening deposit. It authorizes monthly automatic transfers from other F&M Bank accounts to this account and the minimum transfer is $20. Interest and final distribution of your Holiday Club is credited to your related deposit account on the last day of October. The account will be renewed November 1 for the following year unless you tell us prior to the renewal date. No partial withdrawals are permitted from a Holiday Club account. If you close your account prior to maturity, no interest will be earned. A fee of $20 will be charged for any account closed prior to the end of October.



    Visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.


    *Account Disclosure Information


    Monthly Service Charge refers to a recurring monthly account service charge or account maintenance fee; other fees and charges may apply.

    For terms and conditions, account information, and a list of fees and charges that may apply, please refer to our Customer Agreement & Schedule of Charges, Books I & II which you received at account opening.


    This information is effective 8/1/14 and subject to change anytime without notice.