Home Mortgage Loans

Home Mortgage Loans


    Buy the home of your dreams and start planning your housewarming party.

    We don't expect a home mortgage to be one size fits all. With a variety of competitive rates and terms, there's sure to be a loan just right for you.

    • Competitive Rates: Fixed and Variable.
    • Refinance Options: Available.

    Rate and terms subject to change anytime without notice. Please ask about our current rates and terms.

    For information about F&M Bank mortgage loan originators, visit our Mortgage Loan Originators page.

    For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

    Mail Loan Payments to:

    F&M Bank

    Loan Service Center

    P.O. Box 3000

    Lodi, CA 95241-1902


    Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

    For loan information requests or to assert a loan error, please contact us at the above address.

    To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.

    This information is effective 9/15/15 and subject to change anytime without notice.

    Farmers & Merchants Bank of Central California Member FDIC. Equal Housing Lender.