Home Equity Loans

Home Equity Loans


    Use the equity in your home to remodel, pay for college, or cover other major expenses. It is one of the easiest ways to get the money you need to do the things you want.

    Our well trained lending professionals are ready to help.

    • Competitive fixed rates.

    Rate and terms subject to change anytime without notice. Please ask about our current rates and terms.

    Read information about F&M Bank's mortgage loan originators.

    For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

    Mail Loan Payments to:

    F&M Bank

    Loan Service Center

    P.O. Box 3000

    Lodi, CA 95241-1902


    Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

    For questions about your loan, please contact us at the above address.

    To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.

    This information is effective 9/15/15 and subject to change anytime without notice.

    Farmers & Merchants Bank of Central California Member FDIC. Equal Housing Lender.