- Community Reinvestment
- About Us
To contact F&M Bank
121 W. Pine Street
Lodi, CA 95240
1 (800) 888-1498
A free, everyday checking account.
Worry-FREE Checking is a basic non-interest bearing account with no recurring monthly account service charge.
See important Account Disclosure Information below.*
Minimum Opening Deposit
Monthly Service Charge
- No recurring monthly account service charge1
- No minimum balance requirements
Other services available at no additional charge2
- Unlimited Check Writing
- F&M Bank VISA® Debit Card or ATM Card available upon request
- Online Bill Pay
- Online Banking
- Mobile Banking
- Mobile Check Deposit
- eStatements or Paper Statements
- Online Check Images
- Bank by Phone
- E-mail Alerts
- EZ Banking Smartphone Apps
- No fee for use of F&M Bank ATMs
*Account Disclosure Information
1 Free checking describes that the account has no monthly service or maintenance fees; other fees such as non-sufficient funds, overdraft, undeliverable mail, etc. may apply. 2 Ask your banker for information on the terms and conditions of these services.
Effective 1/12/16. Refer to the Customer Agreement & Schedule of Charges, Books I & II, for additional information on account terms and fees.