- Community Reinvestment
- About Us
To contact F&M Bank
121 W. Pine Street
Lodi, CA 95240
1 (800) 888-1498
Regular Savings Account
Put money aside for a rainy day or save for something special.
See important Account Disclosure Information below.*
Minimum Opening Deposit
Monthly Service Charge*
- The Monthly Service Charge will be waived if, during that monthly statement cycle, you maintain a minimum daily balance of $300.
Excess Activity Fee*
- $2 fee per withdrawal in excess of six (6) per statement cycle
- Excess Activity Fee(s) will be waived if, during that monthly statement cycle, you maintain a minimum daily balance of $300 in your Regular Savings account.
Available to Open Online
- $100 is the minimum opening deposit
Regular Savings. This account is available to Consumer Customers (including Trustees), Non-Profit Organizations, and Sole Proprietorships. It requires a $100 minimum opening deposit. Six (6) withdrawals of any type may be made without charge excluding overdraft transfers. If your daily balance remains at least $300 at all times during the monthly statement cycle, additional withdrawals will be without charge. However, if you do not maintain the minimum balance, a $3 monthly service charge will be imposed and if more than six (6) withdrawals of any type are made, each of these additional withdrawals will result in a $2 service charge fee. Interest is credited to the account at the end of each calendar quarter.
Visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.
*Account Disclosure Information
Monthly Service Charge refers to a recurring monthly account service charge or account maintenance fee; other fees and charges may apply.
You are permitted to make six (6) transfers or withdrawals per monthly statement cycle by check, draft, debit card, or similar order and payable to third parties. If you during any monthly statement cycle, make more than six (6) transfers or withdrawals we may, as required by Regulation D, reclassify or close your account. For complete information please refer to our Customer Agreement & Schedule of Charges, Book I, Withdrawal Restrictions for Certain Interest-Bearing Accounts.
For terms and conditions, account information, and a list of fees and charges that may apply, please refer to our Customer Agreement & Schedule of Charges, Books I & II which you received at account opening.
This information is effective 8/1/14 and subject to change anytime without notice.