FREE Business Checking

FREE Business Checking¹ is a non-interest bearing account designed for businesses with low to moderate monthly check transactions and deposits. 

See important Account Disclosure Information below.* 

Minimum Opening Deposit

• $50 

Monthly Service Charge

• No recurring monthly account service charge¹
• No minimum balance requirements 

Transaction Items

• Up to 500 per statement cycle² 

Cash In & Out

• Up to $10,000 cash processing free per statement cycle³ 

Mobile Check Deposit

• $0.50 per item⁴

Other Features

• No per check charge
• $2 per foreign ATM transaction

Services Available at No Additional Charge⁵

• Visa® Debit Card
• Online Banking & Bill Pay
• Mobile Banking
• Business Mobile Check Deposit4
• Paper or eStatements
• Online Check Images
• Email Alerts
• Smartphone Apps 

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening. 

*Account Disclosure Information

1 Other fees such as non-sufficient funds, overdraft, undeliverable mail, etc. may apply. Please refer to our Customer Agreement & Schedule of Charges, Book I & II, for terms and conditions and a complete list of fees and charges that may apply. 2 If transaction items exceed 500 in combined items, account may be moved to Ultimate Business Checking or Business Account Analysis. 3 If cash withdrawals and deposits exceed $10,000 per statement cycle, account may be moved to Ultimate Business Checking or Business Account Analysis. 4 Customer must qualify for service; there is no charge for activation. A $0.50 per item charge for usage will apply. Not available for Business Account Analysis. 5 Ask your banker for information on the terms and conditions of these services. 

This information is effective 2/25/16 and subject to change anytime without notice.

Farmers & Merchants Bank of Central California Member FDIC.