FREE Business Checking

FREE Business Checking


    FREE Business Checking1 is a non-interest bearing account designed for businesses with low to moderate monthly check transactions and deposits. 

    See important Account Disclosure Information below.* 

    Minimum Opening Deposit

    • $50 

    Monthly Service Charge

    • No recurring monthly account service charge1
    • No minimum balance requirements 

    Transaction Items

    • Up to 500 per statement cycle2 

    Cash In & Out

    • Up to $10,000 cash processing free per statement cycle3 

    Mobile Check Deposit

    • $0.50 per item4

    Other Features

    • No per check charge
    • $2 per foreign ATM transaction

    Services Available at No Additional Charge5

    • Visa® Debit Card
    • Online Banking & Bill Pay
    • Mobile Banking
    • Business Mobile Check Deposit4
    • Paper or eStatements
    • Online Check Images
    • Email Alerts
    • Smartphone Apps 

    For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening. 

    *Account Disclosure Information

    1 Other fees such as non-sufficient funds, overdraft, undeliverable mail, etc. may apply. Please refer to our Customer Agreement & Schedule of Charges, Book I & II, for terms and conditions and a complete list of fees and charges that may apply. 2 If transaction items exceed 500 in combined items, account may be moved to Ultimate Business Checking or Business Account Analysis. 3 If cash withdrawals and deposits exceed $10,000 per statement cycle, account may be moved to Ultimate Business Checking or Business Account Analysis. 4 Customer must qualify for service; there is no charge for activation. A $0.50 per item charge for usage will apply. Not available for Business Account Analysis. 5 Ask your banker for information on the terms and conditions of these services. 

    This information is effective 2/25/16 and subject to change anytime without notice.

    Farmers & Merchants Bank of Central California Member FDIC.