• Remote Deposit Capture

    Remote Deposit Capture

    Deposit checks without ever leaving your desk. Remote Deposit Capture service conveniently converts checks into an electronic deposit that is securely transmitted to the bank.

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  • Positive Pay

    Positive Pay

    Positive Pay protects your business from potentially fraudulent transactions by automatically comparing paid checks to those on file and alerting you of any mismatches. Get started today.

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  • Courier & Armored Car Services

    Courier & Armored Car Services

    Transport your deposits and cash safely and securely, with courier and armored car services.

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  • Automated Payments

    Automated Payments

    Internet wire transfers and ACH initiation, along with reporting and notification made easy at F&M Bank. Offer your employees direct deposit of payroll. Use ACH to pay state and federal taxes.

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  • International ACH Transactions (IAT)

    International ACH Transactions (IAT)

    Effective September 18, 2009, the National Automated Clearing House Association (NACHA) is implementing a change to the rules governing the Automated Clearing House (ACH) Network as they relate to International ACH Transactions (IAT).

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  • Zero Balance & Credit Sweep Accounts

    Zero Balance & Credit Sweep Accounts

    Easy and automated methods for your business to manage your cash.

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