Equifax Notice

Communications Regarding Announced Equifax Data Breach

9/13/2017


Equifax Data Breach

At F&M Bank, we make the security of your personal information a top priority. Please know the incident recently announced by Equifax did not occur as a result of any failure of security controls maintained by the Bank nor was it directly associated with our interactions with Equifax. However, based on the magnitude of this incident and our commitment to your security, we felt it essential to provide you with information that may help you identify if you have been personally impacted and how to minimize your risk of identity theft or fraud as a result of this issue.

WHAT HAPPENED?

On September 7, 2017, Equifax publicly announced a cybersecurity incident impacting approximately 143 million U.S. consumers. Equifax stated a vulnerability on one of their web applications was exploited allowing attackers unauthorized access to sensitive information from mid-May through July 2017. Along with many other financial institutions and financial services companies, F&M Bank has a business relationship with Equifax and provides them with some consumer and commercial information for the purpose of credit reporting and verification.

WHAT INFORMATION WAS INVOLVED?

According to Equifax, their investigation has identified the following types of information as

having been exposed to unauthorized access:

  • Name
  • Social Security Numbers
  • Birth Dates
  • Addresses
  • Driver's License Numbers for some individuals
  • Credit Card Numbers (~209,000 individuals)
  • Other personally identifying information from dispute documents (~182,000 individuals)

HOW CAN I PROTECT MYSELF?

  • MONITOR YOUR CREDIT REPORTS.

You can order a free copy of your credit report from all three of the credit reporting agencies at annualcreditreport.com. You are entitled to one free report from each of the credit bureaus once per year.

  • MONITOR YOUR BANK ACCOUNTS.

We also encourage you to monitor your financial accounts regularly for fraudulent

transactions. Use online and mobile banking to keep a close eye on your accounts.

  • WATCH OUT FOR SCAMS RELATED TO THE BREACH.

Do not trust communications that appear to come from Equifax or others regarding the breach. Attackers are likely to take advantage of the situation and craft sophisticated scams using phishing e-mails, pre-text calls, posted mail, text messages, etc.

WHERE CAN I GET MORE INFORMATION ON THIS INCIDENT?

Equifax has established a website, www.equifaxsecurity2017.com with more information on this incident and to help consumers determine if their information has been potentially impacted. You may also contact the Equifax dedicated call center at 1-866-447-7559 from 7:00 AM to 1:00 AM EST.

Additionally, for more information on how to protect yourself and recover from identity theft, we suggest that you visit the web site of the California Justice Department's Office of Privacy Enforcement and Protection at www.privacy.ca.gov and the Federal Trade Commission's identity theft information site at www.identitytheft.gov.