Online Banking

Online Banking


    Easy online & mobile banking services* – anywhere, anytime!

    See important Disclosure Information below.*

    • View real-time account activity
    • Transfer funds between eligible F&M accounts
    • Place stop payments & download transactions*
    • Safe & Secure using the latest technology

    Self-Enrollment for Online Banking

    (Consumer Accounts Only)

    The self-enrollment process includes on-screen instructions and requires you to input information that will match against our records to establish your Online Banking profile.

    STEP #1: Gather the following information for your personal account enrollment:

        • Your Account Number
        • Your Social Security/Tax ID Number
        • The email address on file with the Bank

    STEP #2: When ready, click on the ENROLL NOW! button below:



    Questions? Call 800-888-1498, M-F 8am to 6pm PST, for further assistance.

    Account Dashboard and Bill Pay Dashboard

    You can personalize your Online Banking and Bill Pay experience by building a personal dashboard that contains only the information you find convenient. Plus, set your dashboard as your customized 'start' page to streamline your Online Banking.

    Email and Login Alerts

    Try our convenient email and login alerts to keep up to date on your accounts! Read more about this useful feature.

    Banking on your mobile phone?

    Be sure to check out our other convenient banking services, such as Easy Mobile Banking, Easy Text Banking and our EZ SmartPhone Apps (must be enrolled in Online Banking to access your accounts via mobile app).

    Is your browser compatible?

    Check to see if you ar running a supported browser here: Supported Browsers

    *Disclosure Information

    1 There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking. To use Easy Text Banking you must also have our free Online Banking service, and text messaging is required on your cell phone or mobile device. Check with your mobile carrier about fees they may charge you for internet access, text messaging or other related services. Refer to our Customer Agreement & Schedule of Charges, Books I & II, for a complete list of fees and charges that may apply including a monthly fee for our optional Online Bill Pay service.

    2 Fees may apply for Stop Payments, and use of Microsoft Money®, Intuit Quicken®, QuickBooks®, and others. Restrictions may apply. For terms and conditions, account information, and a list of fees and charges that may apply, please refer to our Customer Agreement & Schedule of Charges, Books I & II.

    This information is effective 4/1/20 and subject to change anytime without notice.

    Farmers & Merchants Bank of Central California Member FDIC.