- Community Reinvestment
- About Us
To contact F&M Bank
121 W. Pine Street
Lodi, CA 95240
1 (800) 888-1498
Maximize your business savings. Earn a high yield for your future business needs with your extra cash flow.*
See important Account Disclosure Information below.*
- Pays Interest: Earn a competitive rate and keep access to your money.
- $2,500 Minimum Opening Balance: The higher your balance the more interest you earn.
- Four Easy Ways To Access Your Money: In branch, with checks, and via online transfers. ATM cards are also available to sole proprietors.
- No Monthly Account Service Charge: With a balance as low as $2,500 a day.
- Government Agencies
- Non-Profit Organizations
- Sole Proprietorships
For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.
*Account Disclosure Information
This account is available to corporations, government agencies, non-profit organizations, partnerships and sole proprietorships. Interest compounds monthly and is credited on the monthly statement cycle date. The minimum opening deposit is $2,500. An Automated Teller Machine/Point-of-Sale Card is available to sole proprietorship accounts only. The monthly service charge of $10 will be waived when a $2,500 minimum daily balance, a $10,000 average daily balance or a $15,000 combined average daily balance with your linked Savings, Checking or Time Deposit is maintained in the account during the statement cycle period. A $10 fee will be charged for each preauthorized transfer that exceeds the limit described in the "Withdrawal Restrictions for Certain Interest-Bearing Accounts" section of the Customer Agreement & Schedule of Charges. Restrictions may apply. Other fees and charges may apply and may reduce earnings. For complete account information, please refer to the Customer Agreement & Schedule of Charges which you receive at account opening.
For terms and conditions, account information, and a list of fees and charges that may apply, please refer to our Customer Agreement & Schedule of Charges, Books I & II which you received at account opening.
This information is effective 8/1/14 and subject to change anytime without notice.
Farmers & Merchants Bank of Central California Member FDIC.