- Community Reinvestment
- About Us
To contact F&M Bank
121 W. Pine Street
Lodi, CA 95240
1 (800) 888-1498
Ultimate Business Checking
Ultimate business Checking is an interest-bearing account designed for businesses with moderate to high checking activity and/or a high number of coin and currency deposits.
See important Account Disclosure Information below.*
Minimum Opening Deposit
Monthly Service Charge
- No monthly service charge with $5,000 average daily balance1
- $10 monthly service charge if the average daily balance is not met1
- Up to 750 per statement cycle2
Cash In & Out
- Up to $20,000 cash processing free per statement cycle3
Cash Handling Fees
- $1.30 per 1,0004
Mobile Check Deposit
- $0.50 per item5
- No per check charge
- $2 per foreign ATM transaction
Services Available at No Additional Charge6
- Visa® Debit Card
- Online Banking & Bill Pay
- Mobile Banking
- Business Mobile Check Deposit5
- Paper or eStatements
- Online Check Images
- Email Alerts
- Smartphone Apps
For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.
*Account Disclosure Information
1 Other fees such as non-sufficient funds, overdraft, undeliverable mail, etc. may apply. Please refer to our Customer Agreement & Schedule of Charges, Book I & II, for terms and conditions and a complete list of fees and charges that may apply. 2 If transaction items exceed 750 in combined items, account may be moved to Business Account Analysis. 3 If cash withdrawals and deposits exceed $20,000 per statement cycle, account may be moved to Business Account Analysis. 4 For Ultimate Business Checking, the transaction service charge still applies and is not waived when the daily balance requirement is met. 5 Customer must qualify for service; there is no charge for activation. A $0.50 per item charge for usage will apply. Not available for Business Account Analysis. 6 Ask your banker for information on the terms and conditions of these services.
This information is effective 2/25/16 and subject to change anytime without notice.
Farmers & Merchants Bank of Central California Member FDIC.