Safe & Secure Since 1916

F&M Bank has long been acknowledged as one of the SAFEST and most SECURE banks in the United States and has consistently received the Highest Possible Rating from each of the following nationally recognized bank rating firms.*

BauerFinancial, Inc. rates F&M Bank

"Five-Star, Superior Bank"

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The Findley Reports rates F&M Bank

"Super Premier Performer"

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VERIBANC® rates F&M Bank

"Blue Ribbon Bank Commendation of Excellence"

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Weiss Ratings rates F&M Bank


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*All ratings and the Blue Ribbon Commendation are for the year ending December 31, 2016.

You Know Your Deposits Are Safe With F&M Bank!

In addition to the safety and security of F&M Bank, each depositor may be insured to at least $250,000 by the Federal Deposit Insurance Corporation (FDIC) which is backed by the full faith and credit of the United States government.


For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit:

To find out how FDIC deposit insurance works and to estimate coverage on your deposits click the Learn More button.

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