Phone: (800) 888-1498

Zero Balance & Credit Sweep Accounts

Summary

ZERO BALANCE ACCOUNT

A Zero Balance Account (ZBA) is the convenient way to improve your cash flow, and it enables you to disburse funds in a way that works best for your company.

The ZBA is a checking account designed to maintain a zero balance. It is funded by a separate, primary account that generally receives all deposits, and then disburses funds to the ZBA only when necessary to cover checks or debits.

By keeping your deposits in the primary account you can concentrate your funds, eliminating idle balances in multiple accounts.

More than one ZBA can be linked to the primary account

CREDIT LINE SWEEP ACCOUNT

Your company's cash automatically goes where it benefits you most - to pay down your line of credit or to fund your business checking account.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. Fees may apply. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.

Farmers & Merchants Bank of Central California Member FDIC.