Phone: (800) 888-1498

Online Banking


F&M Bank's Free* Online Banking is the easy, quick, and secure way to manage your money.

There has never been a better time to sign up for Online Banking and Online Bill Pay.

We are excited to announce NEW upgraded services that bring even more convenience, more features, and more things to love about banking and paying your bills online. Now, they are easier, faster and, as always, very secure.

NEW – Online Banking StatementRewards

This free feature presents money saving opportunities and reward incentives based on electronic spending patterns, such as debit card transactions. The Rewards are conveniently available in your online banking transaction listing. Incentives include two primary reward types:

Purchase rewards, which provides deals or discounts from many of the country's leading retailers such as department stores, restaurants, specialty stores, etc.

Bill Analyzer, which allows you to perform a personalized search to find money-saving recommendations on important monthly expenses and household bills such as cell phone bill, TV service, gas fill-ups, etc.

Safe and Secure, your personal information is never shared in the presenting of the StatementRewards special offers.

NEW – Account Dashboard and Bill Pay Dashboard

You can personalize your Online Banking and Bill Pay experience by building a personal dashboard that contains only the information you find convenient. Plus, set your dashboard as your customized 'start' page to streamline your Online Banking.

Email and Login Alerts

Sign up today for convenient email and login alerts to keep up to date on your accounts! For more information click here.

Banking on your mobile phone?

Be sure to check out our other convenient banking services, such as Easy Mobile Banking, Easy Text Banking and our EZ SmartPhone Apps.

*There is no fee from F&M Bank to use Online Banking, Easy Mobile Banking, Easy Text Banking, Email Alerts or the SmartPhone Apps. However, to use Online Banking, Easy Mobile Banking, Email Alerts and the SmartPhone Apps, web access is required and text messaging is desirable; text messaging is required for Easy Text Banking. To use Easy Text banking you must also have our free Online Banking service, and text messaging is required on your cell phone or mobile device. Check with your mobile carrier about fees they may charge you for internet access, text messaging or other related services. Refer to our Customer Agreement & Schedule of Charges for a complete list of fees and charges that may apply including a monthly fee for our optional Online Bill Pay service.

**Fees may apply for Stop Payments, and use of Microsoft Money®, Intuit Quicken®, QuickBooks®, and others. Restrictions may apply. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. Farmers & Merchants Bank of Central California Member FDIC.