With Savings-Link we add peace of mind to your checking account by minimizing accidental overdrafts.

This special savings account will automatically transfer funds into your checking account to cover an incoming item which otherwise might be returned unpaid.

• Pays Interest: Keep your money working for you.
• $100 Minimum Opening Balance: Get started today.
• No Monthly Service Charge: With a balance as low as $300 a day.
• Click Account Information tab for more details*.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.

*Savings-Link is available to individuals. Owners of both accounts must be the same. Interest on the Savings-Link account is credited to the account on the monthly statement cycle date. 6 withdrawals may be made without charge (excluding overdraft transfers). If your daily balance remains at least $300 during the monthly statement cycle, additional withdrawals will be without charge. However, if you do not maintain the minimum balance, a $3 monthly service charge will be imposed and if more than 6 withdrawals are made, each of these additional withdrawals will result in a $5 service charge fee. Personal accounts only. Restrictions may apply. Other fees and charges may apply and may reduce earnings. For complete account information, please refer to the Customer Agreement & Schedule of Charges, including the "Schedule of Fees and Charges" for Savings-Link transfer fees and the "Withdrawal Restrictions for Certain Interest-Bearing Accounts" sections, which you receive at account opening.

Farmers & Merchants Bank of Central California Member FDIC.