It is never too early to learn the value of saving.

A Junior Savers Account is perfect for cash gifts or part-time earnings, and helps develop good saving habits.

• This special account is for anyone under the age of 18: Save for your promising future.
• Pays Interest: Earning interest encourages saving.
• Only $10 Opening Balance: Just reach into your piggy bank to get started.
• No Monthly Service Charge: Because good saving habits should be rewarded.
• Click Account Information tab for more details*.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.

*Interest is credited to the account at the end of each calendar quarter. This plan is available to individuals under the age of 18. Upon reaching the age of 18, the account will be transferred to a Regular Savings plan. This account has a $10 minimum opening deposit, no monthly service charge, and permits 6 withdrawals during each month without charge. If your daily balance falls below $300 during your statement cycle and if withdrawals exceed 6, a $2 service charge fee per withdrawal will apply. However, if your daily balance remains at least $300 during the monthly statement cycle additional withdrawals will be without charge. Restrictions may apply. Other fees and charges may apply and may reduce earnings. For complete account information, please refer to the Customer Agreement & Schedule of Charges, including the "Withdrawal Restrictions for Certain Interest-Bearing Accounts" section, which you receive at account opening.

Farmers & Merchants Bank of Central California Member FDIC.