With an F&M Bank CD you can lock in a competitive interest rate for a set term. With a variety of maturity terms, there is sure to be a CD just right for you!

• Minimum opening deposit is $1,000: You may open your account with more than $1,000 and earn even more interest.
• Depositors insured by the FDIC: Safe & Secure!
• Click Account Information tab for more details*.

Visit our Safe & Secure page to see F&M Bank's performance ratings from nationally recognized bank rating firms, and for information on FDIC insurance.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.

*Ask us about your CD term of interest, our current interest rate and APY, and the minimum opening deposit required. Personal accounts only. Restrictions may apply. Penalties for early withdrawal and other fees and charges may apply, and may reduce earnings. For complete account information, please refer to our Customer Agreement & Schedule of Charges and other account disclosures which you receive at account opening.

Farmers & Merchants Bank of Central California Member FDIC.