Home Mortgage Loans

Home Mortgage Loans

    Summary

    Buy the home of your dreams and start planning your housewarming party.


    We don't expect a home mortgage to be one size fits all. With a variety of competitive rates and terms, there's sure to be a loan just right for you.


    • Competitive Rates: Fixed and Variable.
    • Refinance Options: Available.

    Rate and terms subject to change anytime without notice. Please ask about our current rates and terms.


    For information about F&M Bank mortgage loan originators, visit our Mortgage Loan Originators page.


    Mail Loan Payments to:

    F&M Bank

    Loan Service Center

    P.O. Box 3000

    Lodi, CA 95241-1902


    Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.


    To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.


    For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.


    This information is effective 8/1/14 and subject to change anytime without notice.


    Farmers & Merchants Bank of Central California Member FDIC. Equal Housing Lender.