The name says it all - Totally Free* Checking is easy to open and only takes a few minutes online.

• Unlimited Check Writing and No Per Check Charge: Because you shouldn't be charged for writing your own checks!
• $50 Minimum Opening Balance: That's all it takes.
• Click Account Information tab for more details*.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.

*This account has a $50 minimum opening deposit, and no monthly account service charge. Personal accounts only. Free checking refers to no account activity or maintenance fees (i.e. no recurring monthly service charges). Customer purchases checks and checkbook accessories. Other fees may apply, including fees for use of foreign ATMs and Bill Pay service. Restrictions may apply. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.

Farmers & Merchants Bank of Central California Member FDIC.