This offer is not available at F&M Bank Branch Offices

Please read the important disclosures below:
  • Our Premium Tiered Money Market account combines great rates with the safety provided by our solid reputation and FDIC Insurance (Depositors insured up to $100,000).
     
  • You can sign up with peace of mind utilizing our secure network and password protected applications.
     
  • View your account activity online with Internet Banking - There's no charge!

Effective: 3-31-08

Balance

 

 

Simple
Interest
Rate

APY

$ 0.00

-

$ 9,999.99

.40%

.40%

$ 10,000.00

-

$ 24,999.99

.50%

.50%

$ 25,000.00

-

$ 49,999.99

1.00%

1.01%

$ 50,000.00

-

$ 99,999.99

1.50%

1.51%

$ 100,000.00

-

$ 499,999.99

2.00%

2.02%

$ 500,000.00

-

$ 999,999.99

2.25%

2.27%

$1,000,000.00

-

Above

2.50%

2.53%

To apply for a new Premium Tiered Money Market Account, you will need the following information:
  • A valid Driver's License, California Identification Card, U.S. Passport, or Military Identification Card
  • Information regarding the following:
    - Full name
    - Date of birth
    - Principal residence address (No PO Box)
    - Valid taxpayer ID number/social security number
  • A $500.00 minimum opening deposit
  • The ability to print account documents
  • Less than 10 minutes of your time

To assist the government fight the funding of terrorism and money laundering activities, United States Federal Law requires financial institutions to obtain, verify, and record information that identifies each person (individuals and businesses) who opens an account. Therefore, when you open an account, we may ask you for your full legal name, physical residence address, date of birth, taxpayer identification number, and other information that will allow us to properly identify you. We may also ask to see your driver's license or other identifying documents.

 

Please read the important disclosures below:

* The account earns simple interest daily with interest paid monthly using the daily balance method. This method applies a daily periodic rate to the principal balance in the account each day. The Annual Percentage Yield ("APY") is a variable-rate subject to change without notice. The minimum required account opening balance is $500.00, and the $10.00 monthly service charge is waived with: i) a minimum $2500.00 daily balance; ii) a $10,000.00 average daily balance; or iii) a $15,000.00 combined average daily balance with a qualifying linked F&M deposit account. Activity and/or maintenance fees may reduce your yield. Federal Law restricts the number of preauthorized transfers from this account type to 6 per monthly statement cycle period, of which no more than three can be third-party transfers. You may make an unlimited number of withdrawals by mail or personally in a branch location. If you exceed these restrictions, the Bank may convert your account to an alternate account type and may close your account. Offer effective 3-31-08 to new non-business accounts opened online. Please refer to our Customer Agreement & Schedule of Charges for additional details. Other charges and/or fees may apply. So that you may fully enjoy our personal service and convenient branch locations, we ask that you work or reside within our service area. Click here to view our service area. Restrictions may apply. Member FDIC.

 

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© 2008 Farmers & Merchants Bank of Central California
Equal Housing Lender
Member FDIC

 

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