Buy the home of your dreams and start planning your housewarming party.

We don't expect a home mortgage to be one size fits all. With a variety of competitive rates and terms, there's sure to be a loan just right for you.

• Competitive Rates: Fixed and Variable.
• Refinance Options: Available.

Rate and terms subject to change anytime without notice. Please ask about our current rates and terms.

For information about F&M Bank mortgage loan originators click here.

Mail Loan Payments to:

F&M Bank

Loan Service Center

P.O. Box 3000

Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

Farmers & Merchants Bank of Central California Member FDIC. Equal Housing Lender.