Car Loans

Car Loans

Whether it's your first car or your dream car, we can help you drive off with ease!

We put you in control of your car buying experience with a wide variety of rate and term combinations. Explore our current promotional APR.

  • Available for: Purchase or Refinance.
  • Terms: Various terms available based on the model year.
  • Up to 100% of Purchase Price: For new and used cars.
  • Rates: Competitive.
  • Ask About: Our Recreational Vehicle, Boat and Airplane Loans.

Rate and terms subject to change anytime without notice. Please ask about our current rates and terms.

Mail Loan Payments to:

F&M Bank

Loan Service Center

P.O. Box 3000

Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

Farmers & Merchants Bank of Central California Member FDIC.