Finance your operating needs with a flexible line of credit. Then enjoy the peace of mind knowing that you have quick access to the funds your business needs.

• Local Decision Making: Gives you a quick response to your line of credit application.
• Personal Loan Officer: One-on-one attention from a lending professional who understands your needs and business.
• Terms: Of up to 3 years.
• Competitive Rates: Fixed & Variable.
• Credit Sweep: To and from your F&M business checking account and your Line of Credit.

Loan terms and rates subject to change.

Mail Loan Payments to:

F&M Bank

Loan Service Center

P.O. Box 3000

Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

Farmers & Merchants Bank of Central California Member FDIC.