Our experienced Loan Officers can create a construction loan tailored to your needs.

• Local Decision Making: Start building sooner with quicker responses.
• Personal Loan Officer: Work one-on-one with a lending professional who understands your needs.
• Loans: Construction with term financing available.
• Competitive Rates: Fixed & Variable rates.
• Terms: Amortizations up to 25 years.
• Programs Available: Conventional or SBA 504.

Loan terms and rates subject to change.

Mail Loan Payments to:

F&M Bank

Loan Service Center

P.O. Box 3000

Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

Farmers & Merchants Bank of Central California Member FDIC.