Our experienced Real Estate Lending Team can help you with your commercial real estate loans for acquisition or refinance.

• Local Decision Making: Means faster decisions.
• Personal Loan Officer: Work one-on-one with a lending professional who understands your needs.
• Borrower: Investor or Owner-User.
• Amortization: Up to 25 Years.
• Competitive Rates: Fixed & Variable.
• Advance Rates: Up to 70%.
• Programs Available: A variety of flexible financing options are available, including SBA 504.

Loan terms and rates subject to change.

Mail Loan Payments to:

F&M Bank

Loan Service Center

P.O. Box 3000

Lodi, CA 95241-1902

Payments received before 5pm Monday through Friday are credited on the date received. Automatic payments are processed on the loan due date or prior business day if on a weekend or holiday.

To request a demand for payoff, call us at (800) 552-6796 during regular business hours, M-F 8am-5pm PST.

For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.

Farmers & Merchants Bank of Central California Member FDIC.