There is personal information present on mail, credit cards, and
identification. Keeping this information private is the first step
in reducing your risk of identity theft and fraud.
Carry only necessary identification with you.
How many credit cards do you need to carry? Store those you don't
need in a secure place. Don't carry your Social Security card.
Do not pre-print your drivers license number or
social security on your checks.
Know when your mail comes and pick it up before
someone else does. Don't send out your bill payments with the red flag
up on your mailbox. The safest thing to do is to drop off mail at
the nearest U.S. Post Office.
Make copies of all of the financial information
that you carry with you daily and store the copies in a safe
place.
Never provide personal information unless you
have initiated the contact and have confirmed the business or person's
identity.
Secure personal information in your home,
especially if you have roommates, employ outside help, or are having
work done in your home.
Be wary of telephone and door-to-door
solicitations.
Shred pre-approved credit offers and
unnecessary financial documents immediately before throwing them away.
Opt-out of pre-approved credit card offers by
dialing 1.888.567.8688. This will communicate your
decision to all three of the major credit bureaus.
Check up on your credit. You're entitled to a
free credit report annually. You can go to www.annualcreditreport.com
or contact the major credit reporting agencies listed here.
Equifax: 1-800-525-6285; www.equifax.com;
P.O. Box 740241, Atlanta, GA 30374-0241