We make Commercial Loans easy! F&M Bank has always been on the forefront of developing commercial loan programs tailored to the unique business climate of Central California.  Businesses have learned to rely on F&M Bank as a secure financial partner, advisor and friend.

Agricultural Loans

We make Ag. Loans easy! Agricultural lending has been a prime focus of F&M Bank since it was founded in 1916. Since that time, much has evolved in agriculture and F&M Bank has changed its structure to fully service the needs of today's local agricultural community.  This is accomplished through programs such as crop, livestock, equipment, and real estate financing. F&M Bank plans to continue its leadership in ag lending.

Real Estate Loans

We make loans easy! We have been helping generations of Central California residents building and buying homes. F&M Bank has also been a dependable lender to local builders and contractors, providing the financial assistance needed in today's real estate development. F&M will continue helping customers realize the dream of homeownership.

Community Loans

F&M Bank has always assisted the communities it serves in many ways including real estate and business lending, helping to create a better community for everyone. In every community we serve you can find examples of F&M's commitment to both redeveloping existing properties as well as helping to build new businesses that will grow and prosper in the years ahead. We pledge to continue our efforts in this important area.

Stop by or call one of our branch offices or e-mail us -  it's that easy!