- Community Reinvestment
- About Us
To contact F&M Bank
121 W. Pine Street
Lodi, CA 95240
1 (800) 888-1498
Easy Business Checking
If you have outgrown "small business," then Easy Business Checking is the perfect fit for you.
This account is designed for businesses which process a moderate number of items through their account each month.
See important Account Disclosure Information below.*
- $100 Minimum Opening Deposit: Then you are on your way to Easy Banking!
- No Monthly Account Service Charge*: With a balance as low as $3,000 a day
- No Monthly Charge: To process 100 Debit Items, and 20 Credit Items
- All Activity: Appears on an easy to read statement
- Government Agencies
- Sole Proprietorships
For more information visit any of our convenient locations or call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you. For complete account information, please refer to our Customer Agreement & Schedule of Charges which you receive at account opening.
*Account Disclosure Information
Service charges are based on the minimum daily Easy Business Checking balance and the number of individual items processed through the account during the monthly statement cycle. The $15 monthly account service charge will be waived when a $3,000 minimum daily balance is maintained during the statement period. There is a $0.35 debit fee for each debit transaction to your account after the first 100 per statement period, and a $1.40 credit fee for each credit transaction to your account after the first 20 per statement period. The Bank reserves the right to convert this account to Business Account Analysis if activity, volume and special services warrants.
For terms and conditions, account information, and a list of fees and charges that may apply, please refer to our Customer Agreement & Schedule of Charges, Books I & II which you received at account opening.
This information is effective 8/1/14 and subject to change anytime without notice.
Farmers & Merchants Bank of Central California Member FDIC.