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About F&M Bank

Serving the Great Central Valley Since 1916

F&M Bank has provided financial services to individuals and businesses in California's Great Central Valley since 1916. As a full service community bank, we provide a complete range of products and services that help bring growth and prosperity to each of the communities we serve.

Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine.

We utilize the most advanced technology; have friendly well-trained banking professionals; and offer convenient services such as mobile banking, online banking and bill pay, and cash management services, including remote deposit capture.

Also at F&M our customers enjoy the convenience of drive-up tellers and ATMs, plus Saturday banking at most locations. Check out our Locations & Hours Page to see what services are available at each branch office.

F&M Bank is financially strong with over $2 billion in assets and is consistently recognized as one of the nation's safest banks by nationally recognized bank rating firms. View our Safe & Secure Page for more information and links to our ratings.

F&M Bank is the primary operating subsidiary of Farmers & Merchants Bancorp. Click here to access the Securities and Exchange Commission Filings of Farmers & Merchants Bancorp.

Visit any of our convenient locations or for more information call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.