About F&M Bank

Serving California for Nearly 100 Years


F&M Bank has provided financial services to individuals, families and businesses in California since 1916. As a full service community bank, we provide a complete range of products and services that help bring growth and prosperity to each of the communities we serve.


Locally owned and operated, F&M Bank is headquartered in Lodi, California and proudly serves 12 communities with 25 convenient locations from Sacramento to Merced, and Irvine.


We utilize the most advanced technology; have friendly well-trained banking professionals; and offer convenient services such as mobile banking, online banking and bill pay, and cash management services, including remote deposit capture.


Also at F&M our customers enjoy the convenience of drive-up tellers and ATMs, plus Saturday banking at most locations. Check out our Locations & Hours Page to see what services are available at each branch office.


F&M Bank is financially strong, with over $2 billion in assets, and is consistently recognized as one of the nation's safest banks by national bank rating firms. View our Safe & Secure page for more information and links to our ratings.


F&M Bank is the primary operating subsidiary of Farmers & Merchants Bancorp. Access the Securities and Exchange Commission Filings of Farmers & Merchants Bancorp.


Visit any of our convenient locations or for more information call us at (800) 888-1498, M-F 8am-6pm PST. Either way, one of our friendly and knowledgeable Customer Service Representatives will be happy to assist you.